Loans 2 Go
Quick personal loans from €290 to €2,350, no setup or early repayment fees, instant decision, and money in your account the same day.
Loans 2 Go stands out as a specialist in fast, hassle-free personal loans. With amounts ranging from €290 to €2,350, borrowers can select repayment periods of 18 or 24 months. There are no setup fees, and you never pay early repayment charges. The fixed annual interest rate can be high (representative APR of 679%), and approval depends on your individual financial profile.
The process is designed for speed and efficiency. Applicants complete a quick online form, get an instant decision, and—if approved—funds are transferred on the same day, usually within business hours. This direct lending service focuses on clarity, transparency, and flexible solutions tailored for everyday financial needs.
How to Apply Step by Step
First, choose the amount you wish to borrow within the offered range. Complete the short online application with your basic details.
Your eligibility will be checked instantly and without affecting your credit score. If you’re provisionally approved, continue by supplying any additional required information.
Employment and income verification are part of the process. Loans 2 Go requires applicants to be at least 21, employed, and UK residents with a bank account.
Upon approval—often within minutes—the loan agreement is signed electronically. Funds are sent to your bank account, frequently on the same day.
The entire application is online, easy to follow, and optimized for a quick turnaround.
Pros of Loans 2 Go
One significant advantage is speed: instant decision making and same-day payout mean borrowers can solve urgent needs quickly.
There are no setup fees and no charges for early repayment, which adds flexibility and cost savings for responsible borrowers.
Cons of Loans 2 Go
The major downside is the steep interest rate. Even with transparent terms, the cost over time is high compared to traditional lenders.
Loans are currently only available to residents in the UK, so applicants outside the area cannot access these funds.
Verdict
Loans 2 Go offers a fast, straightforward solution for short-term money needs. It suits those needing access to cash immediately and who can manage repayment over 18 or 24 months.
However, borrowers should consider the high representative APR and confirm affordability before proceeding. The service’s strengths lie in its direct, hassle-free offering with no hidden costs.
